Wealthfolio Review (2026)

Facts checked October 19, 2026 against Wealthfolio's own pricing, help and policy pages (14 sources, listed below). We re-check prices about once a month. We do not earn a commission from Teymz Inc. (Wealthfolio).

Wealthfolio at a glance

What Wealthfolio costs

Our arithmetic from the listed prices, before sales tax, assuming today's prices hold; subscriptions can renew at a different rate. Prices are in US dollars and paid through Stripe. We found no free trial for Connect. A Plus tier at $24.99 a month or $249 a year is listed as "Coming soon" and cannot be bought yet.

How Wealthfolio works

Wealthfolio is an app you install on your Mac, Windows or Linux computer, iPhone or Android phone, or run on your own server with Docker. It keeps everything in a local database on your device, with no cloud database and no account required. You add holdings by hand or from CSV files and it pulls prices from Yahoo Finance or a provider you choose. It shows true time-weighted and money-weighted returns, compares them with a benchmark, and adds rebalancing against a target allocation, a retirement and FIRE planner, spending budgets and contribution-room tracking for IRAs and 401(k)s. An AI assistant works with your own API key or a local model.

Connect is the optional paid layer, run by Teymz Inc. of Ontario, Canada. Basic syncs between up to 6 devices and backs up to the cloud; Wealthfolio says data is encrypted on your device before upload so it cannot read it, with servers at Supabase in the US and Cloudflare. Essentials and Duo add read-only broker sync through SnapTrade, which holds any broker credentials; Wealthfolio says it never receives your login. Its list of 42 brokerages includes many US firms, with limits for some: Fidelity data updates once a day, and Wells Fargo sends no transaction history. The code is open source under AGPL-3.0, had 9,215 GitHub stars on October 19, 2026, and the latest release, v3.10.0, came out on October 14, 2026.

A hypothetical: you hold 25 positions at two brokers. The free app tracks them at no cost if you import CSV files from each broker yourself. Basic ($29 a year) adds sync between devices but no broker sync, so for automatic updates you need Essentials, which allows up to 5 connections: $79 a year, or $7.99 x 12 = $95.88 paid monthly, so yearly saves $16.88. A couple with accounts at 7 institutions between them is over the 5-connection limit and needs Duo: $129 a year, or $12.99 x 12 = $155.88 monthly. Once your holdings are in, our portfolio overlap tool shows whether your funds hold the same stocks.

Who Wealthfolio fits, and who should skip it

Limitations to know

• Essentials allows up to 5 institution connections and Duo up to 12. [1]
• Broker data has per-firm limits: Fidelity updates once daily, Interactive Brokers can take 24 to 48 hours for the first sync, and Empower gives mutual-fund holdings for the last 2 years only. [4]
• Refunds are generally not provided; cancelling stops renewal at the end of the paid period. [2]
• The Plus tier with licensed market data and an AI assistant without your own key is not available yet. [1]
• We found no US tax reports such as Form 8949 output.

Wealthfolio compared with alternatives

• Pick Ghostfolio if you want an open-source web app you can self-host, with cloud Premium at $48 a year.
• Pick Portfolio Performance if you want free time-weighted and IRR returns from a desktop file and never need broker sync.
• Pick Kubera if you want a net worth tracker that also covers crypto wallets, metals and other alternatives.
• Pick Sharesight if you need dividend and capital-gains tax reporting across global markets.

Security and privacy

• Wealthfolio says it does not sell your personal information and uses no advertising trackers; its website uses cookieless analytics. [3]
• Broker connections are read-only and run through SnapTrade (SOC 2 Type II), using OAuth where the broker offers it; otherwise SnapTrade stores the credentials encrypted, never Wealthfolio. [1]
• Connect sync and backup data is encrypted on your device before upload, and Wealthfolio says it cannot read it. Servers are at Supabase (US) and Cloudflare; SnapTrade operates in Canada and the US. [3]
• Without Connect, your portfolio data is stored only on your device. [7]

Recent changes

Wealthfolio FAQ

Is Wealthfolio free?

Yes. The app is free and open source on macOS, Windows, Linux, iPhone and Android, with no account. You pay only for Connect: $29 a year for sync and backup, or from $79 a year for broker sync.

How much does Wealthfolio Connect cost?

Basic is $2.99 a month or $29 a year, Essentials $7.99 or $79, and Duo $12.99 or $129. Broker sync starts with Essentials. Refunds are generally not given.

Does Wealthfolio sync with my broker?

Yes, on Essentials or Duo. It uses SnapTrade for read-only sync with 42 listed brokerages, including Fidelity, Robinhood, Schwab, E*Trade and Interactive Brokers. Some firms send holdings only or no transaction history.

Is Wealthfolio safe?

Your data sits in a local database on your device. If you use Connect, sync data is encrypted on the device first, and broker logins stay with SnapTrade. Wealthfolio says it does not sell personal information. To add up everything you own and owe, try our <a href="/tools/net-worth-calculator/">net worth calculator</a> too.

Wealthfolio vs Ghostfolio?

Both are open source under AGPL-3.0. Wealthfolio is a desktop and mobile app with optional paid broker sync. <a href="/portfolio-trackers/ghostfolio/">Ghostfolio</a> is a web app you self-host or use in its cloud, with no broker sync and cloud Premium at $48 a year.

How we researched this review

We did not get paid or receive a free account for this page. We read Wealthfolio's own pricing page, help center, security and privacy pages and app-store listing on October 19, 2026, quoted each fact from those pages, and link every one below. We did not run a long-term hands-on test, so we do not score the app; where a point rests on what the company says rather than something we can check, we attribute it to Wealthfolio. Cost figures are our own arithmetic. We re-check prices and plans about once a month and log changes in the table above.

Sources

1. Wealthfolio, Connect (plans and FAQ), checked October 19, 2026.
2. Wealthfolio Connect, Terms of use, checked October 19, 2026.
3. Wealthfolio Connect, Privacy policy, checked October 19, 2026.
4. Wealthfolio Connect, Supported brokerages, checked October 19, 2026.
5. Wealthfolio, Features, checked October 19, 2026.
6. Wealthfolio, Download, checked October 19, 2026.
7. GitHub, wealthfolio/wealthfolio (README), checked October 19, 2026.
8. GitHub, wealthfolio/wealthfolio LICENSE (AGPL-3.0), checked October 19, 2026.
9. GitHub API, wealthfolio/wealthfolio repository data (stars on October 19, 2026), checked October 19, 2026.
10. GitHub, Wealthfolio release v3.10.0, checked October 19, 2026.
11. Apple App Store lookup, Wealthfolio (US store), checked October 19, 2026.
12. Internet Archive, Wealthfolio Connect page captured January 7, 2026, checked October 19, 2026.
13. Internet Archive, Wealthfolio Connect page captured April 13, 2026, checked October 19, 2026.
14. Internet Archive, Wealthfolio Connect page captured September 15, 2026, checked October 19, 2026.

This review is for general information, not investment advice. A tracker shows what you hold; its returns and dividend forecasts are estimates. Prices change; check the vendor's site before you subscribe.