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Auto Loan Rates Today: Averages by Credit Score and 9 Lenders' Rates
The average new-car loan rate was 6.35% and used 11.19% (Experian, Q2 2026); banks charged 7.54% on 60-month new-car loans (Federal Reserve, August 2026). Rates by credit score, credit unions vs banks, 9 lenders' published rates, the new car-loan interest deduction and a car loan calculator.
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Starting out
- The 50/30/20 Rule: How It Works, and Whether It Fits Real 2026 Budgets
- How to Build an Emergency Fund Fast: Step-by-Step Tips (2026)
- Compound Interest: How It Works, With Real Numbers
Building wealth
- Should You Invest in S&P 500 Index Funds?
- ETF vs. Index Fund: What's the Difference?
- Is a Roth IRA Worth It? (2026)
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Beneficiary Designation: How It Works, Who to Name, and the Mistakes That Cost Heirs
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- Retirement Planning
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- Debt Management
Private Student Loan Rates in 2026: 8 Lenders Compared With Federal Loans
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Secured Credit Cards: How They Work, and 12 Cards Compared
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Buying a House With Cash: Pros, Cons and How the Closing Works
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Limits, rates and dates come from the IRS, SSA, BLS, the Federal Reserve and the issuers themselves, not from other blogs. 434 guides show the date their figures were last checked. Educational content, not individual financial advice.