Wealthy PotInvesting Basics
FSKAX vs FXAIX: Same Fee, Two Different Slices of the Market
FSKAX vs FXAIX, primary-sourced: both cost 0.015%, so the fee is not the decision. Total U.S. market vs the S&P 500, what the extra 3,000 stocks do, and which to hold.
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Investing Basics
FSKAX vs FZROX: Is a 0.00% Fee Worth Being Locked In?
FSKAX vs FZROX, primary-sourced: FZROX charges 0.00% but tracks Fidelity's own index and cannot be moved to another broker. FSKAX costs 0.015% and travels.
Investing Basics
SWPPX vs SWTSX: Schwab's S&P 500 Fund or Its Total Market Fund?
SWPPX vs SWTSX, primary-sourced: 0.020% vs 0.030%, no minimum on either, S&P 500 against the Dow Jones U.S. Total Stock Market Index, and which belongs in your account.
Investing Basics
VFIAX vs VTSAX: Identical Fee, Different Share of the Market
VFIAX vs VTSAX, primary-sourced: both charge 0.04% with a $3,000 minimum, so cost is a tie. S&P 500 vs total U.S. market, the ETF alternative, and which to hold.
Financial Planning
Is a Financial Advisor Worth It?
What a financial advisor costs, what a 1% fee compounds to over 25 years, the situations where advice genuinely pays for itself, and the cheaper options most people should try first.
Homeownership
Is a Home Warranty Worth It?
A home warranty is a service contract, not insurance and not a warranty. What it really covers, the four questions the FTC says to ask first, and when self-insuring beats it.