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Auto Loan Rates Today: Averages by Credit Score and 9 Lenders' Rates
The average new-car loan rate was 6.35% and used 11.19% (Experian, Q2 2026); banks charged 7.54% on 60-month new-car loans (Federal Reserve, August 2026). Rates by credit score, credit unions vs banks, 9 lenders' published rates, the new car-loan interest deduction and a car loan calculator.
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Starting out
- The 50/30/20 Rule: How It Works, and Whether It Fits Real 2026 Budgets
- How to Build an Emergency Fund Fast: Step-by-Step Tips (2026)
- Compound Interest: How It Works, With Real Numbers
Building wealth
- Should You Invest in S&P 500 Index Funds?
- ETF vs. Index Fund: What's the Difference?
- Is a Roth IRA Worth It? (2026)
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Fresh from the blog
- Real Estate & Alternative Investments
Buying a House With Cash: Pros, Cons and How the Closing Works
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Dave Ramsey's Baby Steps: What Each Step Means, and What the Data Says
- Credit Building & Management
Does Closing a Credit Card Hurt Your Credit? What Actually Changes
- Budgeting & Money Management
How Much to Spend on an Engagement Ring (and What Couples Actually Pay)
- Real Estate & Alternative Investments
House Hacking: How to Buy a Duplex, Live in One Unit and Rent the Rest
- Retirement Planning
How Much Should I Contribute to My 401(k)? The Percentage That Fits
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Limits, rates and dates come from the IRS, SSA, BLS, the Federal Reserve and the issuers themselves, not from other blogs. 429 guides show the date their figures were last checked. Educational content, not individual financial advice.