The average credit card APR was 21.19% in August 2026, and 22.36% on accounts paying interest (Federal Reserve). History since 2015, Fed rate link, and payoff math.

Oct 9, 202612 min read

Real Estate & Alternative Investments

Average Property Tax in the US: What Homeowners Pay, by State

US homeowners paid a median $3,211 in property tax in 2024 (Census ACS), about 0.89% of home value. All 50 states, senior relief, SALT cap and escrow.

Oct 9, 202614 min read

Saving Strategies

Average Savings Account Interest Rate: 0.37%, and What High-Yield Accounts Pay

The FDIC national average savings rate is 0.37% (September 2026). Averages for checking, money market and CDs, the rate since 2009, and high-yield rates.

Oct 9, 202611 min read

Tax Planning

Average Tax Refund: $3,276 in the 2026 Filing Season, Plus Every Year Since 2018

The average federal tax refund was $3,276 in the 2026 filing season, up 11.5% from $2,939 a year earlier (IRS). History since 2018, refunds by income, timing.

Oct 9, 202614 min read

Budgeting & Money Management

Average Utility Bills: What US Households Pay for Water, Gas, Electricity, Phone and Internet

US households spent $395 a month on utilities in 2024 (BLS): $153 electricity, $47 water and sewer, $41 natural gas, $113 cell phone, plus $58 for internet.

Oct 9, 202614 min read

Budgeting & Money Management

Cheapest States to Live In: All 50 States Ranked by Cost of Living

Arkansas is the cheapest state to live in, with prices 13.1% below the national average (BEA). All 50 states ranked with rent, home values, income and taxes.

Oct 9, 202610 min read