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Auto Loan Rates Today: Averages by Credit Score and 9 Lenders' Rates
The average new-car loan rate was 6.35% and used 11.19% (Experian, Q2 2026); banks charged 7.54% on 60-month new-car loans (Federal Reserve, August 2026). Rates by credit score, credit unions vs banks, 9 lenders' published rates, the new car-loan interest deduction and a car loan calculator.
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Starting out
- The 50/30/20 Rule: How It Works, and Whether It Fits Real 2026 Budgets
- How to Build an Emergency Fund Fast: Step-by-Step Tips (2026)
- Compound Interest: How It Works, With Real Numbers
Building wealth
- Should You Invest in S&P 500 Index Funds?
- ETF vs. Index Fund: What's the Difference?
- Is a Roth IRA Worth It? (2026)
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Fresh from the blog
- Retirement Planning
401(k) Loan vs. Withdrawal: What Taking Money Out Really Costs
- Retirement Planning
Can I Retire at 55, 60 or 62? The Age Gates and the Money Test
- Debt Management
Chapter 7 vs. Chapter 13 Bankruptcy: Which One Fits Your Situation
- Debt Management
Cosigning a Loan: What You Owe, How to Get Off It, and Safer Ways to Help
- Retirement
Custodial Roth IRA: How a Roth IRA for Kids Works (2026 Rules)
- Debt Management
Debt Collectors, Charge-Offs and Old Debt: Your Rights and What to Do
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Limits, rates and dates come from the IRS, SSA, BLS, the Federal Reserve and the issuers themselves, not from other blogs. 417 guides show the date their figures were last checked. Educational content, not individual financial advice.