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ExploreKeep more of what you earn.
ExploreThe average new-car loan rate was 6.35% and used 11.19% (Experian, Q2 2026); banks charged 7.54% on 60-month new-car loans (Federal Reserve, August 2026). Rates by credit score, credit unions vs banks, 9 lenders' published rates, the new car-loan interest deduction and a car loan calculator.
HELOC rates are the prime rate (7.00% since September 17, 2026) plus a lender margin. Published HELOC APRs from 10 banks and credit unions run from about 6.19% to 14.49%, and fixed home equity loans from about 7.34%. Intro rates, fees, averages and a calculator.
Federal student loans first disbursed July 1, 2026 to June 30, 2027 carry fixed rates of 6.52% for undergraduates, 8.07% for graduate students and 9.07% for PLUS loans, plus loan fees of 1.057% and 4.228%. How the rate is set, rates since 2013, and the new 2026 borrowing limits.
2027 federal tax brackets and standard deduction, calculated with the inflation formula in the tax code: about 3.2% higher than 2026, with a $16,600 single and $33,200 joint standard deduction. Not yet official; how we got there and what could change.
U.S. median household income was $87,460 in 2025, a record high, and the average (mean) was $126,700. See income by state, race, age, household type and region, the income brackets, and how to compare your own household.
The average salary in America is $69,770 and the median is $50,980 (BLS, May 2025). See average pay in all 50 states and DC, by job group, by sex and education, plus hourly equivalents.
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