Financial Tools

Free Financial Calculators

Quick, no-sign-up calculators to plan your money β€” run the numbers in seconds, right in your browser.

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Compound Interest Calculator

See how your savings and investments grow with compound interest and regular monthly contributions, plus an inflation toggle for today's dollars.

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Loan Calculator

Find your monthly loan payment, total interest, and payoff date for any fixed-rate loan β€” with a full month-by-month amortization schedule and how much extra payments save you.

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Emergency Fund Calculator

Find out how many months of expenses your emergency fund needs, where to keep it, and how long it will take to build.

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Savings Goal Calculator

See how long it takes to reach a savings goal, or how much to save each month to hit it by a target date.

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Debt Payoff Calculator

Compare the debt snowball and avalanche methods β€” see your payoff dates and how much you save versus paying only the minimums.

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CD Calculator

See what a certificate of deposit will be worth at maturity β€” your total interest and true APY β€” for any term and compounding frequency. Compare CD rates fairly.

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Budget Calculator (50/30/20)

Split your monthly take-home pay into needs, wants, and savings with the 50/30/20 rule β€” or your own split. A simple monthly budget planner.

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Roth IRA Calculator

Project your tax-free Roth IRA balance at retirement and see how much of it is pure investment growth. A fast Roth IRA estimator with no sign-up.

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Net Worth Calculator

Add up your assets, subtract your debts, and figure out your true net worth β€” and which way it is trending. Calculate your net worth in seconds.

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FIRE Calculator

Find your FIRE number, the years to financial independence, and your Coast FIRE point. Plan early retirement with this free FIRE calculator.

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Retirement Withdrawal Calculator

Will your money last? Backtest your retirement withdrawals against every year of real market history since 1871 and see your safe-withdrawal-rate success rate β€” the numbers behind the 4% rule.

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401(k) Calculator

See how big your 401(k) could grow by retirement β€” including your employer match, the free money many people leave on the table. A fast 401(k) growth estimator.

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Auto Loan Calculator

Estimate your monthly car payment with down payment, trade-in, sales tax, and fees β€” and see the total interest a car loan really costs.

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Mortgage Calculator

Calculate your full monthly mortgage payment β€” principal, interest, property tax, insurance, PMI, and HOA β€” plus the lifetime interest on your home loan.

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