Wealthy PotFree Financial Calculators
Quick, no-sign-up calculators to plan your money, run the numbers in seconds, right in your browser.
Portfolio Overlap Checker
Type or paste the ETFs and mutual funds you hold, across every account, and see how much they overlap, which companies you really own, and your stock/bond mix.
Open calculatorCalculatorCompound Interest Calculator
See how your savings and investments grow with compound interest and regular monthly contributions, plus an inflation toggle for today's dollars.
Open calculatorCalculatorLoan Calculator
Find your monthly loan payment, total interest, and payoff date for any fixed-rate loan, with a full month-by-month amortization schedule and how much extra payments save you.
Open calculatorCalculatorEmergency Fund Calculator
Find out how many months of expenses your emergency fund needs, where to keep it, and how long it will take to build.
Open calculatorCalculatorSavings Goal Calculator
See how long it takes to reach a savings goal, or how much to save each month to hit it by a target date.
Open calculatorCalculatorDebt Payoff Calculator
Compare the debt snowball and avalanche methods, see your payoff dates and how much you save versus paying only the minimums.
Open calculatorCalculatorCD Calculator
See what a certificate of deposit will be worth at maturity, your total interest and true APY, for any term and compounding frequency. Compare CD rates fairly.
Open calculatorCalculatorBudget Calculator (50/30/20)
Split your monthly take-home pay into needs, wants, and savings with the 50/30/20 rule, or your own split. A simple monthly budget planner.
Open calculatorCalculatorRoth IRA Calculator
Project your tax-free Roth IRA balance at retirement and see how much of it is pure investment growth. A fast Roth IRA estimator with no sign-up.
Open calculatorCalculatorNet Worth Calculator
Add up your assets, subtract your debts, and figure out your true net worth, and which way it is trending. Calculate your net worth in seconds.
Open calculatorCalculatorFIRE Calculator
Find your FIRE number, the years to financial independence, and your Coast FIRE point. Plan early retirement with this free FIRE calculator.
Open calculatorCalculatorRetirement Withdrawal Calculator
How long will your money last in retirement? Test your savings, yearly spending and stock/bond mix against every year of market history since 1871 and see how often the money lasted.
Open calculatorCalculator401(k) Calculator
See how big your 401(k) could grow by retirement, including your employer match, the free money many people leave on the table. A fast 401(k) growth estimator.
Open calculatorCalculatorAuto Loan Calculator
Estimate your monthly car payment with down payment, trade-in, sales tax, and fees, and see the total interest a car loan really costs.
Open calculatorCalculatorMortgage Calculator
Calculate your full monthly mortgage payment, principal, interest, property tax, insurance, PMI, and HOA, plus the lifetime interest on your home loan.
Open calculatorCalculatorTSP Calculator
Project your Thrift Savings Plan balance at retirement, including the automatic 1% and the agency matching you earn under FERS or BRS, with a year-by-year breakdown.
Open calculatorCalculatorRMD Calculator
Work out your required minimum distribution from an IRA, 401(k) or TSP using the IRS Uniform Lifetime Table, see when your first RMD is due under SECURE 2.0, and project the next 10 years.
Open calculatorCalculatorCapital Gains Tax Calculator
Estimate 2026 federal tax on stock, fund or property gains the way the IRS worksheet does: short- and long-term gains, losses and carryover, qualified dividends, the 3.8% NIIT, and your room left at 0%.
Open calculatorCalculatorFERS Retirement Calculator
Estimate your FERS pension the way OPM computes it: 1% or 1.1% of your High-3, MRA+10 reductions, unused sick leave, survivor benefit cost, special-category rules and the FERS supplement.
Open calculatorCalculatorMilitary Retirement Calculator
Estimate military retired pay the way DoD computes it: High-3, BRS and REDUX side by side, the 2026 basic pay table built in, Guard and Reserve points, and the BRS lump sum at the official discount rate.
Open calculatorCalculatorSocial Security Claiming Age & Break-Even Calculator
See your Social Security benefit at every age from 62 to 70, the break-even age between any two claiming ages, lifetime totals, and what a spouse and a surviving spouse would get, using SSA's own rounding rules.
Open calculatorCalculatorInflation Calculator
See what any dollar amount from 1913 to today is worth in another year, using official BLS Consumer Price Index (CPI-U) data. Total inflation, average annual rate and a year-by-year table.
Open calculatorCalculatorCost of Living Calculator
Compare the cost of living between any two of 387 US metro areas or 50 states and DC. See the salary you need to keep the same standard of living, with housing, utilities, goods and services compared, using official BEA price data.
Open calculatorCalculatorRetirement Calculator
See if you are on track to retire: your savings, an estimate of your Social Security, and your spending, tested against every market period since 1871. Shows what to change if you are short, all in today's dollars.
Open calculatorCalculatorSalary to Hourly Calculator
Convert an hourly wage to a yearly salary or a salary to an hourly rate, plus daily, weekly, biweekly, semimonthly and monthly pay. Handles part-time hours, unpaid time off and overtime.
Open calculatorCalculatorRule of 72 Calculator
How long does it take to double your money? Compare the rule of 72 with the exact answer for any interest rate or return, see what rate doubles money in a set number of years, and how inflation halves it.
Open calculatorCalculatorHome Affordability Calculator
How much house can you afford? Find the highest home price that fits your income, debts and down payment under the 28/36 rule, FHA and Fannie Mae limits, at today's average mortgage rate, with taxes, insurance and PMI included.
Open calculatorCalculatorPaycheck Calculator
See your take-home pay per paycheck after federal income tax, Social Security, Medicare, state taxes and deductions, using the 2026 IRS withholding tables and the new 2026 W-4, including the tips and overtime deductions.
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