Wealthy PotEmpower Review (2026)
Empower (formerly Personal Capital) is the best free way to see your whole financial picture and track investments. As a day-to-day budgeting app it is weak.
By Wealthy Pot · Last updated June 2026
Pros
- Genuinely free, unlimited account aggregation
- Excellent net-worth and investment dashboard
- No trial expiration on the free dashboard
Cons
- Budgeting features are secondary to net-worth tracking
- Persistent upsell to paid wealth management
- Wealth management needs $100k minimum
Who Empower is for
Best for investors and anyone who wants a free net-worth and portfolio dashboard. Use a dedicated budgeting app alongside it if you want category-level control.
Pricing
Free dashboard; wealth mgmt 0.89% AUM ($100k min). There is a free tier you can use without paying.
The bottom line
Empower (formerly Personal Capital) is the best free way to see your whole financial picture and track investments. As a day-to-day budgeting app it is weak. Main drawback: budgeting is secondary; advisory upsell.
Compare Empower with…
See how Empower stacks up in our budgeting apps comparison, and once you pick an app, set your category targets with the free budget calculator.
Ratings are summarized from public App Store / Google Play listings (stars as of June 2026); we don't reprint user reviews. Pricing and features change often and are re-checked monthly. Some outbound links may be affiliate links — that never affects which apps we include or how we rate them.