Monarch Money vs Mint (2026)
Mint closed in 2024, and Monarch became a common paid upgrade for people who wanted a polished all-in-one dashboard. It costs $99.99 a year but does more than Mint did, especially for couples and investments.
By Wealthy Pot Editorial · Facts checked October 18, 2026
| Feature | Monarch Money | Mint |
|---|---|---|
| Price | No free tier; Core $14.99/mo · $99.99/yr; Plus $199/yr (US & Canada only) | Discontinued, shut down by Intuit in 2024 |
| Cheapest paid plan, 1 year | $99.99 | Discontinued |
| Cheapest paid plan, 3 years | $299.97 | Discontinued |
| Platforms | iOS, Android, Web | - |
| Method | Flexible / aggregation | Aggregation |
| Bank sync | Yes (Plaid, Finicity, MX) | No |
| App Store | 4.9★ (95k) | - |
| Google Play | 4.7★ (22k) | - |
| Best for | Couples/households wanting budgeting + net worth + investments in one dashboard | Was the most popular free budgeting app before it closed |
Cost rows are our arithmetic from each app's listed prices (annual plan where one exists), before tax, assuming today's prices hold.
Key differences
Mint was free and automatic. Intuit closed it in 2024; mint.intuit.com now says "Mint has been reimagined on Credit Karma."
Monarch keeps Mint's automatic approach (link accounts, transactions are categorized for you) and adds flex budgeting, net worth, investments and unlimited household members. It has no free plan: Core is $99.99 a year or $14.99 a month after a 7-day trial, and it is available only in the US and Canada.
Where Monarch Money wins
- Budgets, net worth and investments in one place
- Unlimited household members at no extra cost, with separate roles
- Three bank-data providers, switchable per bank when a connection breaks
- No ads, and a SOC 2 Type 2 statement from Monarch
Where Mint wins
- Free, automatic spending overview that defined the category
Which should you choose?
Pick Monarch Money if
- You are a couple or family and want everyone on one plan: there is no per-member charge.
- You want spending, budgets, net worth and investments in one dashboard without manual entry.
- You left Mint and want a closer, more complete replacement.
Monarch Money vs Mint: FAQ
Is Monarch a good Mint replacement?
For most former Mint users, yes, if paying is acceptable: it works automatically like Mint and adds more for couples and investments.
Is there a free Monarch plan?
No. Monarch offers a 7-day trial and a money-back guarantee, then $99.99 a year.
Compare these against every option in our budgeting apps comparison, and set your category targets with the free budget calculator.
Ratings are summarized from public App Store / Google Play listings (as of June 2026); we don't reprint user reviews. Prices and features come from our full reviews, each checked against the company's own pages on October 18, 2026 and listing every source; we re-check about once a month. Mint's current status is from mint.intuit.com (checked October 18, 2026). We do not earn commissions from these apps.