YNAB vs Mint (2026)
Mint was discontinued in 2024. YNAB is a paid, hands-on upgrade rather than a like-for-like replacement โ it asks more of you but does far more than Mint did. If you want Mint's passive tracking instead, look at Rocket Money or Simplifi; if losing Mint pushed you to budget seriously, YNAB.
By Wealthy Pot ยท Last updated June 2026
| Feature | YNAB | Mint |
|---|---|---|
| Price | $14.99/mo ยท $109/yr (34-day trial; free year for students) | Discontinued โ shut down by Intuit in 2024 |
| Platforms | iOS, Android, Web | โ |
| Method | Zero-based envelope | Aggregation |
| Bank sync | Yes | No |
| App Store | 4.8โ (60k) | โ |
| Google Play | 4.5โ (25k) | โ |
| Best for | People who want hands-on, give-every-dollar-a-job budgeting and will stick with it | Was the most popular free budgeting app before it closed |
Where YNAB wins
- Proven zero-based method โ every dollar gets a job
- Excellent education, live workshops, and an active community
- Family share included; fast bank sync via Plaid
Where Mint wins
- Free, automatic spending overview that defined the category
Which should you choose?
Mint was discontinued in 2024. YNAB is a paid, hands-on upgrade rather than a like-for-like replacement โ it asks more of you but does far more than Mint did. If you want Mint's passive tracking instead, look at Rocket Money or Simplifi; if losing Mint pushed you to budget seriously, YNAB.
Compare these against every option in our budgeting apps comparison, and set your category targets with the free budget calculator.
Ratings are summarized from public App Store / Google Play listings (as of June 2026); we don't reprint user reviews. Pricing and features change often and are re-checked monthly. Some outbound links may be affiliate links โ that never affects our comparisons.