Comparison

YNAB vs Mint (2026)

Mint was discontinued in 2024. YNAB is a paid, hands-on upgrade rather than a like-for-like replacement โ€” it asks more of you but does far more than Mint did. If you want Mint's passive tracking instead, look at Rocket Money or Simplifi; if losing Mint pushed you to budget seriously, YNAB.

By Wealthy Pot ยท Last updated June 2026

FeatureYNABMint
Price$14.99/mo ยท $109/yr (34-day trial; free year for students)Discontinued โ€” shut down by Intuit in 2024
PlatformsiOS, Android, Webโ€”
MethodZero-based envelopeAggregation
Bank syncYesNo
App Store4.8โ˜… (60k)โ€”
Google Play4.5โ˜… (25k)โ€”
Best forPeople who want hands-on, give-every-dollar-a-job budgeting and will stick with itWas the most popular free budgeting app before it closed

Where YNAB wins

  • Proven zero-based method โ€” every dollar gets a job
  • Excellent education, live workshops, and an active community
  • Family share included; fast bank sync via Plaid

Where Mint wins

  • Free, automatic spending overview that defined the category

Which should you choose?

Mint was discontinued in 2024. YNAB is a paid, hands-on upgrade rather than a like-for-like replacement โ€” it asks more of you but does far more than Mint did. If you want Mint's passive tracking instead, look at Rocket Money or Simplifi; if losing Mint pushed you to budget seriously, YNAB.

Compare these against every option in our budgeting apps comparison, and set your category targets with the free budget calculator.

Ratings are summarized from public App Store / Google Play listings (as of June 2026); we don't reprint user reviews. Pricing and features change often and are re-checked monthly. Some outbound links may be affiliate links โ€” that never affects our comparisons.