Wealthy PotFidelity Go Review (2026)
Fidelity Go is the best free on-ramp to robo investing for small balances, especially if you already bank at Fidelity. As your balance grows, compare its flat fee against lower-percentage rivals.
By Wealthy Pot · Last updated September 2026
Pros
- Free below a balance threshold
- Uses zero-expense-ratio Fidelity Flex funds
- Almost no minimum to start
- Seamless if you already use Fidelity
Cons
- Tax-loss harvesting only at $25k+ (taxable accounts)
- Fee becomes a flat rate once you cross the threshold
- Fewer features than standalone robos
Who Fidelity Go is for
Best for beginners with smaller balances — especially existing Fidelity customers — who want a simple, free-to-start managed portfolio.
Fees & minimum
Fidelity Go charges $0 under $25k, then 0.35%/yr, with an account minimum of $10 to start investing. Tax-loss harvesting: available.
The bottom line
Fidelity Go is the best free on-ramp to robo investing for small balances, especially if you already bank at Fidelity. As your balance grows, compare its flat fee against lower-percentage rivals. Main drawback: fee jumps to a flat 0.35% once you cross $25k; tax-loss harvesting only at $25k+ (taxable accounts).
Compare Fidelity Go with…
See how Fidelity Go stacks up in our robo-advisors comparison.
We summarize hands-on assessment, not user reviews. Advisory fees and account minimums change often and are re-checked against Fidelity Go's official page. Some outbound links may be affiliate links — that never affects which services we include or how we rate them. Nothing here is investment advice.