Rocket Money vs Mint (2026)
Mint closed in 2024; Intuit's Mint site now says it has been reimagined on Credit Karma. Rocket Money is one of the closest free replacements for Mint's automatic tracking and bill alerts, and it adds subscription cancellation. Its budgeting is lighter than Mint users may expect.
By Wealthy Pot Editorial · Facts checked October 18, 2026
| Feature | Rocket Money | Mint |
|---|---|---|
| Price | Free tier; Premium pay-what-you-want (typically $7–$14/mo); Premium+ $15/mo | Discontinued, shut down by Intuit in 2024 |
| Cheapest paid plan, 1 year | Free plan; paid $84 | Discontinued |
| Cheapest paid plan, 3 years | Free plan; paid $252 | Discontinued |
| Platforms | iOS, Android, Web | - |
| Method | Flexible + subscription tracking | Aggregation |
| Bank sync | Yes (Plaid; US banks only) | No |
| App Store | 4.5★ (361k) | - |
| Google Play | 4.5★ (133k) | - |
| Best for | People focused on cancelling subscriptions and bill negotiation | Was the most popular free budgeting app before it closed |
Cost rows are our arithmetic from each app's listed prices (annual plan where one exists), before tax, assuming today's prices hold.
Key differences
Mint was a free app that linked your accounts and showed spending, budgets and bills in one place. Intuit closed it in 2024 and moved spending and net-worth tracking into Credit Karma; mint.intuit.com now says "Mint has been reimagined on Credit Karma."
Rocket Money's free plan covers the tracking side: subscriptions, bills, net income and your credit score, with two budget categories. For unlimited budget categories, net worth and web access you need Premium, pay-what-you-want and typically $7 to $14 a month. Rocket Money supports US banks only.
Where Rocket Money wins
- Free plan that finds and tracks recurring charges
- Its team cancels subscriptions for you on Premium
- Bill negotiation charges only when it saves you money
- You choose your Premium price
Where Mint wins
- Free, automatic spending overview that defined the category
Which should you choose?
Pick Rocket Money if
- You suspect you are paying for subscriptions you forgot about.
- You want someone else to call your cable or phone company for a lower rate.
- You want a useful free plan for tracking bills and recurring charges.
Rocket Money vs Mint: FAQ
Is Mint still available?
No. Intuit closed the Mint app in 2024. Its website now points users to Credit Karma.
Is Rocket Money free like Mint was?
It has a free plan for tracking subscriptions and bills, with two budget categories. Full budgeting needs Premium.
Compare these against every option in our budgeting apps comparison, and set your category targets with the free budget calculator.
Ratings are summarized from public App Store / Google Play listings (as of June 2026); we don't reprint user reviews. Prices and features come from our full reviews, each checked against the company's own pages on October 18, 2026 and listing every source; we re-check about once a month. Mint's current status is from mint.intuit.com (checked October 18, 2026). We do not earn commissions from these apps.