Wealthy PotBask Bank Review (2026)
A rare choice: a solid APY or American Airlines miles on your savings
By Wealthy Pot · Last updated September 2026
Who Bask Bank is for
Savers who want a solid APY or the option to earn airline miles instead
APY, minimums & fees
Bask Bank advertises 3.75% APY (Interest Savings; or earn American Airlines miles instead), with a $0 minimum to open and a $0 monthly fee. Minimum balance to earn the top rate: $0. FDIC-insured (Texas Capital Bank). APYs are variable. Confirm the current rate on the official site.
The bottom line
A rare choice: a solid APY or American Airlines miles on your savings Main drawback: no checking; the miles option means forgoing interest.
See how Bask Bank stacks up in our high-yield savings comparison, or find a banking app in our neobanks comparison.
We summarize hands-on assessment, not user reviews. APYs are variable and re-checked against Bask Bank's official page. Some accounts are brokerage cash insured through partner banks rather than traditional bank savings. Some outbound links may be affiliate links. That never affects which accounts we include or how we rate them. Nothing here is financial advice.