Wealthy PotBask Bank Review (2026)
A rare choice: a solid APY or American Airlines miles on your savings
By Wealthy Pot · Last updated September 2026
Who Bask Bank is for
Savers who want a solid APY or the option to earn airline miles instead
APY, minimums & fees
Bask Bank advertises 3.75% APY (Interest Savings; or earn American Airlines miles instead), with a $0 minimum to open and a $0 monthly fee. Minimum balance to earn the top rate: $0. FDIC-insured (Texas Capital Bank). APYs are variable — confirm the current rate on the official site.
The bottom line
A rare choice: a solid APY or American Airlines miles on your savings Main drawback: no checking; the miles option means forgoing interest.
See how Bask Bank stacks up in our high-yield savings comparison, or find a banking app in our neobanks comparison.
We summarize hands-on assessment, not user reviews. APYs are variable and re-checked against Bask Bank's official page. Some accounts are brokerage cash insured through partner banks rather than traditional bank savings. Some outbound links may be affiliate links — that never affects which accounts we include or how we rate them. Nothing here is financial advice.