Credit Service Review

IdentityIQ Review (2026)

A low entry price with tiers that add 3-bureau monitoring and $1M insurance

By Wealthy Pot · Last updated September 2026

Free tierNo free tier

Paid price$8.49–$31.49/mo (Secure → Secure Max)

Bureaus monitored1 bureau (lower tiers); all 3 (Pro/Max)

Score typeCredit monitoring (model not specified)

ID-theft insuranceUp to $1M

Visit IdentityIQ ↗

Who IdentityIQ is for

People who want affordable tiered credit + identity monitoring

Free tier, price & what it monitors

IdentityIQ offers: no free tier. Paid pricing: $8.49–$31.49/mo (Secure → Secure Max). It monitors 1 bureau (lower tiers); all 3 (Pro/Max) and shows Credit monitoring (model not specified). Identity-theft insurance: Up to $1M. Prices and features change, confirm the current details on the official site.

The bottom line

A low entry price with tiers that add 3-bureau monitoring and $1M insurance Main drawback: no free tier; 3-bureau monitoring only on the pricier tiers.

Visit IdentityIQ ↗Compare all services →

See how IdentityIQ stacks up in our credit-monitoring comparison, and learn why free scores differ from lenders' in is Credit Karma accurate?

We summarize each service's published features, not user reviews. Prices and features change and are re-checked against the official page. Free tools often show VantageScore, not the FICO score most lenders use. Some outbound links may be affiliate links — that never affects which services we include or how we rate them. Nothing here is financial or legal advice.