SGOV Yield Today: 30-Day SEC Yield, 12-Month Yield and What It Means
The iShares 0-3 Month Treasury Bond ETF (SGOV) showed a 30-day SEC yield of 3.82% on November 3, 2026, according to iShares. Its trailing 12-month yield was 3.98% and its expense ratio is 0.09%. Yields change daily, so treat this as a dated snapshot, not a promise.
Table of Contents
SGOV Yield Right Now
| Measure | Value | As of |
|---|---|---|
| 30-day SEC yield | 3.82% | Nov. 3, 2026 |
| 12-month trailing yield | 3.98% | Nov. 3, 2026 |
| Expense ratio | 0.09% | Per prospectus, shown on fund page |
| NAV per share | $100.43 | Nov. 3, 2026 |
| Net assets | $116.5 billion | Nov. 3, 2026 |
| Weighted average maturity | 0.11 years | Fund page, Nov. 2026 |
Source: iShares, SGOV fund page, retrieved Nov. 4, 2026.
Which Yield to Read
30-day SEC yield is the standard yield for comparing funds. It takes the interest the fund earned over the last 30 days, subtracts expenses and annualizes the result. It looks backward and moves as T-bills roll over, so it is the best guide to what you would earn next month if rates hold.
12-month trailing yield is what the fund paid over the past year as a share of price. It is higher than the SEC yield here, which means the fund paid more a year ago than it earns now. It describes the past, not the next year.
SGOV is an ETF, not a money market fund. It has no 7-day yield and no $1 share price. The price floats near $100, and you buy and sell through a broker. Our SGOV review covers state-tax treatment, trading and who it fits.
SGOV vs the 3-Month Treasury Bill
The Treasury's par yield curve showed a 3-month bill at 4.21% on November 4, 2026 (U.S. Treasury, Daily Treasury Par Yield Curve Rates). The two numbers are not the same measure: the curve figure is a bond-equivalent yield for one maturity on one day, and the SEC yield is a 30-day, after-expense average across a basket of bills. Do not subtract one from the other and call it the fund's cost. See Treasury bill rates for the full bill table.
Sources & Methodology
- SGOV 30-day SEC yield, 12-month trailing yield, expense ratio, NAV, net assets, weighted average maturity: iShares fund page, as of Nov. 3, 2026, retrieved Nov. 4, 2026.
- 3-month bill yield: U.S. Treasury Daily Par Yield Curve Rates, Nov. 4, 2026.
The fund page is the issuer's own. Check it for the current figure before you act. Figures are not a forecast.
FAQ
What is the SGOV yield?
The 30-day SEC yield was 3.82% on November 3, 2026, per iShares.
Is the SGOV yield guaranteed?
No. It is a trailing calculation and changes as the fund's bills mature and are replaced.
Is SGOV FDIC insured?
No. It is a fund that holds Treasury bills, and the share price can move a little. For insured cash see high-yield savings accounts.
General information, not financial advice.
