Wealthy PotIowa Paycheck Calculator
Take-home pay in Iowa for 2026: state income tax, federal income tax from the 2026 IRS tables, Social Security and Medicare, for salary or hourly pay.
Taxes on a Iowa paycheck
Iowa has a flat 3.8% income tax. Withholding starts after a $13,000 deduction ($19,500 head of household, $26,000 married with a non-working spouse). Your paycheck also has federal income tax, withheld with the 2026 IRS tables and your Form W-4, plus Social Security and Medicare.
How Iowa withholding is figured
- Your employer subtracts a deduction from each paycheck's wages (in a year, $13,000, or $19,500 for head of household, or $26,000 if married and your spouse has no earned income), multiplies by 3.8%, then subtracts your IA W-4 allowances divided by your number of paychecks.
- Allowances on the 2026 IA W-4 are dollar amounts: $40 for you ($80 head of household), $40 for a spouse with no earned income, $40 per dependent and $20 if you are 65 or older.
Take-home pay in Iowa by salary
Paid every two weeks, 2026 W-4 with no adjustments, no pre-tax deductions:
| Salary | Gross per paycheck | Take-home, single | Take-home, married filing jointly |
|---|---|---|---|
| $30,000 | $1,153.85 | $987.65 | $1,062.81 |
| $40,000 | $1,538.46 | $1,282.08 | $1,373.38 |
| $50,000 | $1,923.08 | $1,576.50 | $1,675.50 |
| $60,000 | $2,307.69 | $1,870.92 | $1,975.31 |
| $75,000 | $2,884.62 | $2,279.87 | $2,416.94 |
| $100,000 | $3,846.15 | $2,919.77 | $3,153.00 |
| $125,000 | $4,807.69 | $3,557.21 | $3,889.06 |
| $150,000 | $5,769.23 | $4,177.88 | $4,559.73 |
| $200,000 | $7,692.31 | $5,456.19 | $5,876.50 |
Married filing jointly assumes one earner (W-4 Step 2 box not checked).
Hourly pay after taxes in Iowa
40 hours a week, paid weekly, single filer:
| Hourly wage | Gross per week | Take-home per week | Take-home per year |
|---|---|---|---|
| $15.00 | $600.00 | $511.49 | $26,598 |
| $20.00 | $800.00 | $664.59 | $34,559 |
| $25.00 | $1,000.00 | $817.69 | $42,520 |
| $30.00 | $1,200.00 | $970.79 | $50,481 |
Working overtime? Choose "Hourly" in the calculator and add your overtime hours: the 2026 W-4 lets you count the extra half of time-and-a-half as a deduction, which lowers federal withholding.
Sources
- Iowa Withholding Formula (effective January 1, 2026)
- Iowa Department of Revenue, 2026 withholding tables announcement
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods
- IRS Publication 15 (2026), Employer's Tax Guide
Iowa rules checked against these sources on 2026-10-10. See the paycheck calculator for all states, or compare living costs with the cost of living calculator. Estimates of withholding for a regular paycheck, not tax advice.
Frequently Asked Questions
Does Iowa have a state income tax?
Iowa has a flat 3.8% income tax. Withholding starts after a $13,000 deduction ($19,500 head of household, $26,000 married with a non-working spouse).
How much is $60,000 a year after taxes in Iowa?
About $1,870.92 every two weeks, or $48,644 a year, for a single filer with a standard 2026 W-4 and no other deductions. That is $2,307.69 gross minus $193.08 federal income tax, $143.08 Social Security and $33.46 Medicare, plus $67.15 Iowa income tax.
What taxes come out of a paycheck in Iowa?
Federal income tax, Social Security (6.2% up to $184,500 of wages) and Medicare (1.45%, plus 0.9% over $200,000), Iowa income tax.
