Pennsylvania Paycheck Calculator
Take-home pay in Pennsylvania for 2026: state income tax, state payroll premiums, federal income tax from the 2026 IRS tables, Social Security and Medicare, for salary or hourly pay.
Taxes on a Pennsylvania paycheck
Pennsylvania has a flat 3.07% income tax with no exemptions, and your 401(k) contributions are taxed. Employees also pay 0.07% for unemployment insurance, and most local governments levy an earned income tax. Your paycheck also has federal income tax, withheld with the 2026 IRS tables and your Form W-4, plus Social Security and Medicare.
How Pennsylvania withholding is figured
- Pennsylvania withholds 3.07% of compensation, with no standard deduction or exemptions (REV-415).
- Your contributions to a 401(k) or 403(b) are taxable compensation in Pennsylvania, unlike for federal tax. Pre-tax health insurance through a cafeteria plan is not.
- Employees also pay 0.07% of all wages for unemployment compensation, with no wage cap.
- Local earned income tax: the calculator looks up every municipality and school district in the state register (Department of Community and Economic Development, real-time register, October 2026). Your employer withholds the higher of your home municipality's total resident rate and the nonresident rate where you work; Philadelphia's Wage Tax is 3.735% for residents and 3.425% for nonresidents from July 1, 2026.
- Local Services Tax: the municipality and school district where you work can each charge a yearly head tax (usually $52 in total, more in a few distressed cities), withheld in equal parts from each paycheck. Levies over $10 exempt people who earn less than their low-income threshold, usually $12,000.
Pennsylvania payroll deductions in 2026
- Pennsylvania unemployment compensation (employee, 0.07%): 0.07% of wages, no wage cap.
Take-home pay in Pennsylvania by salary
Paid every two weeks, 2026 W-4 with no adjustments, no pre-tax deductions:
| Salary | Gross per paycheck | Take-home, single | Take-home, married filing jointly |
|---|---|---|---|
| $30,000 | $1,153.85 | $974.73 | $1,029.35 |
| $40,000 | $1,538.46 | $1,271.69 | $1,342.46 |
| $50,000 | $1,923.08 | $1,568.65 | $1,647.12 |
| $60,000 | $2,307.69 | $1,865.62 | $1,949.46 |
| $75,000 | $2,884.62 | $2,278.37 | $2,394.90 |
| $100,000 | $3,846.15 | $2,924.62 | $3,137.31 |
| $125,000 | $4,807.69 | $3,568.40 | $3,879.71 |
| $150,000 | $5,769.23 | $4,195.42 | $4,556.73 |
| $200,000 | $7,692.31 | $5,486.42 | $5,886.19 |
Married filing jointly assumes one earner (W-4 Step 2 box not checked). The tables do not include local earned income tax or Local Services Tax; pick where you live and work in the calculator.
Hourly pay after taxes in Pennsylvania
40 hours a week, paid weekly, single filer:
| Hourly wage | Gross per week | Take-home per week | Take-home per year |
|---|---|---|---|
| $15.00 | $600.00 | $505.18 | $26,270 |
| $20.00 | $800.00 | $659.60 | $34,299 |
| $25.00 | $1,000.00 | $814.02 | $42,329 |
| $30.00 | $1,200.00 | $968.44 | $50,359 |
Working overtime? Choose "Hourly" in the calculator and add your overtime hours: the 2026 W-4 lets you count the extra half of time-and-a-half as a deduction, which lowers federal withholding.
Sources
- Pennsylvania REV-415, Employer Withholding Information Guide
- PA Department of Labor & Industry, UC employee withholding
- City of Philadelphia, Wage Tax
- PA DCED, EIT / PIT / LST Tax Registers
- PA DCED, Local Withholding Tax FAQs
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods
- IRS Publication 15 (2026), Employer's Tax Guide
Pennsylvania rules checked against these sources on 2026-10-10. See the paycheck calculator for all states, or compare living costs with the cost of living calculator. Estimates of withholding for a regular paycheck, not tax advice.
Frequently Asked Questions
Does Pennsylvania have a state income tax?
Pennsylvania has a flat 3.07% income tax with no exemptions, and your 401(k) contributions are taxed. Employees also pay 0.07% for unemployment insurance, and most local governments levy an earned income tax.
How much is $60,000 a year after taxes in Pennsylvania?
About $1,865.62 every two weeks, or $48,506 a year, for a single filer with a standard 2026 W-4 and no other deductions. That is $2,307.69 gross minus $193.08 federal income tax, $143.08 Social Security and $33.46 Medicare, plus $70.85 Pennsylvania income tax (3.07%) and $1.62 Pennsylvania unemployment compensation (employee, 0.07%).
What taxes come out of a paycheck in Pennsylvania?
Federal income tax, Social Security (6.2% up to $184,500 of wages) and Medicare (1.45%, plus 0.9% over $200,000), Pennsylvania income tax, and Pennsylvania unemployment compensation (employee, 0.07%).


