Wealthy PotRetirement
Pros and Cons of Annuities: Are They Worth It?
The real pros and cons of annuities: guaranteed lifetime income and tax deferral vs high fees, surrender charges, and illiquidity. Who they fit, and who should skip them.
Retirement
Retirement
401(k) Contribution Limits 2026: The Complete Guide
The 2026 401(k) contribution limits from IRS Notice 2025-67: $24,500 elective deferral, $8,000 catch-up (age 50+), the $11,250 super catch-up for ages 60-63, and the $72,000 total limit. Plus the new Roth catch-up rule for high earners.
Retirement
Roth IRA & IRA Contribution Limits 2026: The Complete Guide
The 2026 Roth IRA and traditional IRA contribution limits from IRS Notice 2025-67: $7,500 (plus $1,100 catch-up), and the exact income phase-out ranges that decide how much you can contribute. Includes the backdoor Roth.