Retirement
5 guides in Retirement
401(k) Contribution Limits 2027: $25,500 by the IRS Formula
The 2027 401(k) limit works out to $25,500 and the age-50 catch-up to $8,500 under the IRS indexing formula, now that September CPI is out. How we got there, and what the IRS still has to announce.
Custodial Roth IRA: How a Roth IRA for Kids Works (2026 Rules)
A custodial Roth IRA lets a child with a job save for retirement tax-free. The 2026 limit, what counts as earned income, paying your child in a family business, withdrawals, FAFSA treatment, and how it compares with a 529, UTMA and Trump account.
Pros and Cons of Annuities: Are They Worth It?
The real pros and cons of annuities: guaranteed lifetime income and tax deferral vs high fees, surrender charges, and illiquidity. Who they fit, and who should skip them.
401(k) Contribution Limits 2026: The Complete Guide
The 2026 401(k) contribution limits from IRS Notice 2025-67: $24,500 elective deferral, $8,000 catch-up (age 50+), the $11,250 super catch-up for ages 60-63, and the $72,000 total limit. Plus the new Roth catch-up rule for high earners.
Roth IRA & IRA Contribution Limits 2026: The Complete Guide
The 2026 Roth IRA and traditional IRA contribution limits from IRS Notice 2025-67: $7,500 (plus $1,100 catch-up), and the exact income phase-out ranges that decide how much you can contribute. Includes the backdoor Roth.