Delta Review (2026)

Facts checked October 19, 2026 against Delta's own pricing, help and policy pages (16 sources, listed below). We re-check prices about once a month. We do not earn a commission from Delta or eToro.

Delta at a glance

What Delta costs

Our arithmetic from the listed prices, before sales tax, assuming today's prices hold; subscriptions can renew at a different rate. Prices shown in US dollars; Delta says they may vary depending on your location. Delta badges yearly billing "Save 40%", but by our math $53.88 is about 36% below 12 monthly PRO payments ($83.88), and the same holds for PRO+ ($107.88 vs $167.88). Mobile subscriptions are billed and cancelled through Apple or Google.

How Delta works

Delta started in 2017 as a crypto tracker and still leans that way. You connect crypto exchanges with API keys, which Delta says are encrypted and kept only on your device, add wallets by public address, and link brokers and banks, more than 1,600 by Delta's count, with your broker login. Delta does not name the service it uses for broker links. Most connections refresh every 24 hours, and some brokers only import the last 90 days of trades, so older history may need a CSV import. Connections are unlimited on every plan, including the free one.

The plans limit how many assets you can see, not how many you can connect. Basic shows your 10 highest-value assets in full and blurs the rest, though they still count in your totals. PRO raises that to 40; PRO+ removes the limit and adds multiple active portfolios, real-time quotes and a gains report with cost basis. Delta is owned by eToro, a broker, and eToro's own SEC filing calls Delta's user base "an additional user acquisition channel"; PRO+ subscribers also get eToro Club Platinum membership, where available. The legal operator is Opus Labs NV in Belgium and data is stored in the EU and other countries, so a US user sees dollar prices, but Delta mentions no US tax forms. For the tax side of crypto and stock sales, see our capital gains tax guide.

A hypothetical cost: you hold 25 coins and stocks across an exchange, a wallet and a broker. Basic would blur 15 of them, so you need PRO (40 assets): $53.88 a year, or $6.99 x 12 = $83.88 paid monthly, $30 more. If you want two separate active portfolios, that takes PRO+ at $107.88 a year. The $299 lifetime PRO+ equals $299 / $107.88 = about 2.8 years of yearly PRO+, so it only pays off if you keep using Delta into a third year.

Who Delta fits, and who should skip it

Limitations to know

• Free and PRO allow one active portfolio, which you can switch once a month; PRO+ allows as many as you want. [4]
• Some broker connections import only the last 90 days of trades. [6]
• Delta says prices may vary by location, so the price in your app store can differ from the dollar prices here. [1]
• You can change tier only once every 30 days. [2]
• Returns are shown as gain over cost basis; Delta states no time-weighted or IRR method. [8]

Delta compared with alternatives

• Pick Kubera if you want crypto, brokerage accounts, real estate and private funds in one net worth balance sheet.
• Pick Ghostfolio if you want a free open-source tracker with no broker logins and no broker owner.
• Pick Stock Events if you mainly want a dividend and earnings calendar for stocks.
• Pick Yahoo Finance if you hold stocks and funds and want free US brokerage linking through Yodlee or Plaid.

Security and privacy

• Delta says it uses only read-only methods to connect accounts. [10]
• Exchange API keys are stored encrypted on your device and never sent to Delta's servers. [7]
• Broker connections ask for your broker login credentials; Delta does not name the service that handles them. [6]
• Delta links to eToro's group privacy policy (last updated June 5, 2022), which lets eToro use data for marketing and lets others serve ads about eToro's products. [13]
• eToro USA LLC, Delta's parent's US arm, settled with the SEC on September 12, 2024, paying a $1.5 million penalty and limiting US crypto trading to Bitcoin, Bitcoin Cash and Ether. The action concerned eToro's trading platform, not Delta. [14]

Recent changes

Delta FAQ

Is Delta free?

Yes, with unlimited connections, but the free Basic plan shows only your 10 highest-value assets in full; the rest are blurred, though still counted in your totals.

How much does Delta PRO cost?

PRO is $6.99 a month or $53.88 a year, for up to 40 assets. PRO+ is $13.99 a month, $107.88 a year or $299 once for lifetime, with unlimited assets and portfolios. Delta says prices may vary by location.

Who owns Delta?

eToro, the trading platform, bought Delta in 2019 and renamed it Delta by eToro in April 2026. eToro's annual SEC filing describes Delta's users as a user acquisition channel. The app is operated by Opus Labs NV in Belgium.

Is Delta safe?

Delta says it uses read-only connections and keeps exchange API keys encrypted on your device. Broker links ask for your broker login, and Delta does not name the provider that handles it. Its privacy policy is eToro's, which allows marketing of eToro products.

Does Delta sync with my broker?

Delta says it links to more than 1,600 brokers and banks, plus crypto exchanges and wallets, on every plan. Most connections refresh every 24 hours, and some import only 90 days of past trades.

How we researched this review

We did not get paid or receive a free account for this page. We read Delta's own pricing page, help center, security and privacy pages and app-store listing on October 19, 2026, quoted each fact from those pages, and link every one below. We did not run a long-term hands-on test, so we do not score the app; where a point rests on what the company says rather than something we can check, we attribute it to Delta. Cost figures are our own arithmetic. We re-check prices and plans about once a month and log changes in the table above.

Sources

1. Delta, PRO plans and pricing, checked October 19, 2026.
2. Delta Support, Delta PRO and PRO+, checked October 19, 2026.
3. Delta Support, Asset limits explained, checked October 19, 2026.
4. Delta Support, Portfolio limits explained, checked October 19, 2026.
5. Delta Support, How can I cancel my PRO subscription?, checked October 19, 2026.
6. Delta Support, Broker account connections, checked October 19, 2026.
7. Delta Support, Where are my account API keys stored?, checked October 19, 2026.
8. Delta Support, How are advanced metrics calculated?, checked October 19, 2026.
9. Delta Support, eToro Club members and Delta, checked October 19, 2026.
10. Delta, Link your accounts, checked October 19, 2026.
11. Delta, About, checked October 19, 2026.
12. Delta, Terms of service, checked October 19, 2026.
13. Delta, Privacy policy (eToro group policy), checked October 19, 2026.
14. eToro Group Ltd., Form 20-F for fiscal 2025 (SEC, filed March 2, 2026), checked October 19, 2026.
15. Internet Archive, Delta PRO page captured December 26, 2024, checked October 19, 2026.
16. Internet Archive, Delta PRO page captured January 15, 2026, checked October 19, 2026.

This review is for general information, not investment advice. A tracker shows what you hold; its returns and dividend forecasts are estimates. Prices change; check the vendor's site before you subscribe.