Ghostfolio Review (2026)
Ghostfolio is an open-source portfolio tracker for stocks, ETFs, bonds and crypto that you can run on your own server for free or use as a hosted web app. It fits investors who are fine entering trades by hand or by file import, because there is no automatic broker sync. The hosted Premium plan is $48 a year, paid once, and does not renew on its own.
By Wealthy Pot Editorial · Facts checked October 19, 2026
Facts checked October 19, 2026 against Ghostfolio's own pricing, help and policy pages (14 sources, listed below). We re-check prices about once a month. We do not earn a commission from Ghostfolio.
Ghostfolio at a glance
| Self-hosted (open source) | Free; unlimited transactions and accounts, plus summary, allocations, benchmarks, FIRE calculator and import/export; community support; you update it yourself [2] |
|---|---|
| Cloud Basic | Free; unlimited transactions and accounts, performance, import and export; no summary, allocations, benchmarks or FIRE calculator [2] |
| Cloud Premium | $48 a year as a one-time payment that does not auto-renew; adds the analysis features, professional market data, and email and chat support [3] |
| Premium trial | Free, by applying in Membership settings; length not stated [4] |
| Student discount | On request, with a university email address [1] |
| Refunds | Purchases are final; Ghostfolio may grant a goodwill refund if you ask within 14 days [5] |
| How holdings get in | Manual entry or import of transactions; no automatic broker sync [8] |
| What it tracks | Stocks, ETFs, bonds, crypto, dividends, valuables, an emergency fund and liabilities, across multiple accounts [7] |
| Performance method | Return on Average Investment (ROAI) including dividends, from today to max; benchmark comparison [8] |
| Premium market data (Ghostfolio says) | 80,000+ tickers from over 50 exchanges [12] |
| Open-source license | AGPL-3.0 [9] |
| GitHub | ghostfolio/ghostfolio, 9,524 stars on October 19, 2026; repository started in April 2021 [10] |
| Platforms | Web app; Android app on Google Play for the cloud version; self-host with Docker (amd64, arm/v7, arm64) [4] |
| Company | Ghostfolio LLC, Switzerland; Swiss law, Zurich courts [5] |
What Ghostfolio costs
| Plan | Paying monthly, 1 year | Annual plan, 1 year | 3 years (cheapest way) |
|---|---|---|---|
| Self-hosted (open source)you supply the server | $0 | - | $0 |
| Cloud Basic | $0 | - | $0 |
| Cloud Premiumone-time payment, no auto-renewal | - | $48 | $144 |
Our arithmetic from the listed prices, before sales tax, assuming today's prices hold; subscriptions can renew at a different rate. Prices are in US dollars. Premium has no monthly option; $48 a year works out to $4 a month. Self-hosting is free, but any server or hosting you pay for is your own cost.
How Ghostfolio works
Ghostfolio comes two ways. The open-source version is the full app, released under the AGPL-3.0 license, which you run yourself with Docker on a home server, a NAS or a rented server. Your portfolio then lives in a database on hardware you control, and you are the one who installs updates and keeps it running, with community support only. The hosted cloud version is run by Ghostfolio LLC in Switzerland: Basic is free, and Premium adds the summary, allocation and benchmark views, the FIRE calculator, an MCP connection for AI clients and a professional data feed that Ghostfolio says covers 80,000+ tickers from over 50 exchanges. On the cloud, Ghostfolio says it does not collect your email address; you sign in with a security token or Google.
There is no broker sync on any plan. You enter buys, sells and dividends by hand or import them from a file, which also means you never hand Ghostfolio a broker password. Performance is shown as Return on Average Investment including dividends, with benchmark comparison and allocation views by account, asset class, currency, region and sector that help you see whether you are diversified. We found no tax reports. The project is active: version 3.88.0 came out on October 17, 2026, the repository had 9,524 GitHub stars on October 19, 2026, and Ghostfolio's public stats show 3.62M Docker Hub pulls.
A hypothetical: you hold 25 positions across two brokers. Every plan allows unlimited transactions and accounts, so the size of the portfolio does not decide the tier; the features do. Cloud Basic costs $0 but leaves out allocations and benchmarks. Cloud Premium adds them for $48 a year, or $48 x 3 = $144 over three years at today's price, and because it does not auto-renew you decide each year whether to pay again. Self-hosting gives you those same features for $0 in software, in exchange for running the server. Prices have moved: Premium was $29 a year in October 2024, $40 from November 2024 and $48 since December 2025.
Pros
- The full app is free to self-host under AGPL-3.0
- Cloud Premium is $48 a year with no auto-renewal
- No analytics or advertising cookies, and no email needed for a cloud account
- Tracks bonds, valuables and liabilities next to stocks and crypto
Cons
- No automatic broker sync on any plan
- Allocations and benchmarks are not in the free cloud plan
- Self-hosting means you handle updates and uptime
- Premium has risen from $29 to $48 a year since October 2024
- No tax reports that we could find
Who Ghostfolio fits, and who should skip it
A good fit if
- You want an open-source tracker and are comfortable running a Docker container.
- You would rather enter trades yourself than give any app your broker login.
- You want a hosted tracker that bills once a year and never renews without asking.
Look elsewhere if
- You want holdings to update automatically from your broker: Wealthfolio offers read-only broker sync on its paid Connect plans.
- You want time-weighted and IRR returns from a desktop file instead of a server: Portfolio Performance.
- You need tax reports on capital gains and dividends: Sharesight.
Limitations to know
- Every transaction has to be entered by hand or imported from a file; nothing syncs from a broker. [8]
- On the free cloud plan, the summary, allocations, benchmarks and FIRE calculator are locked. [2]
- The self-hosted version comes with community support only, and you update it yourself. [2]
- All purchases are final; a refund within 14 days is a goodwill gesture, not a right (mandatory consumer rights aside). [5]
- The only native mobile app Ghostfolio mentions is for Android, for the cloud version; otherwise you use the web app in a browser. [4]
Ghostfolio compared with alternatives
| Tracker | Price | Sync and import | Platforms |
|---|---|---|---|
| Ghostfolio | Free (self-host or cloud Basic); cloud Premium $48/yr, does not auto-renew | No broker sync: manual entry or CSV/JSON import | Web, Android, Self-host |
| Wealthfolio | Free app; Connect sync $2.99/mo ($29/yr), broker sync from $7.99/mo ($79/yr) | Broker sync paid, from $79/yr (SnapTrade, read-only); free app manual or CSV | Desktop, iOS, Android, Self-host |
| Portfolio Performance | Free desktop app; optional mobile Premium $3/mo or $25/yr | No broker sync: manual, PDF, CSV, IBKR Flex; data stays on your computer | Desktop, iOS, Android |
| Sharesight | Free (10 holdings); Starter $7/mo yearly or $9.33 monthly; Standard $18 or $24; Premium $23.25 or $31 (USD) | Broker email forwarding, file import, some direct links; manual | Web, iOS, Android |
| Kubera | No free tier (14-day trial); Essentials $250/yr, Black $2,500/yr, Gold $10,000/yr | Read-only links via Plaid, MX, Yodlee, SnapTrade and others; crypto by address | Web, iOS, Android |
- Pick Wealthfolio if you want an open-source, local-first app with optional paid broker sync.
- Pick Portfolio Performance if you want free time-weighted and IRR returns from a file on your desktop.
- Pick Sharesight if you need dividend and capital-gains tax reporting across global markets.
- Pick Kubera if you want a net worth tracker that covers real estate, metals and other alternatives.
Security and privacy
- Ghostfolio says it does not use analytics or advertising cookies and does not track you across other websites. [6]
- We found no sentence in the privacy policy saying Ghostfolio does not sell data; the policy lists only usage data and a user ID as collected. [6]
- On the cloud, Ghostfolio says it does not collect your email address; you sign in with a security token or a Google account. [4]
- There is no broker connection, so no broker or bank login is shared with Ghostfolio or an aggregator. [8]
- Self-hosted, your data stays on your server and its security depends on how you run it; the code is public for anyone to inspect. [8]
Recent changes
| Date | What changed |
|---|---|
| Oct 17, 2026 | Release 3.88.0. [11] |
| Dec 6, 2025 | Cloud Premium price shown as $48 a year, up from $40 in a December 1, 2025 capture. [14] |
| Nov 7, 2024 | Cloud Premium price shown as $40 a year, up from $29 in an October 8, 2024 capture. [13] |
Ghostfolio FAQ
Is Ghostfolio free?
Yes, two ways. The open-source version is free if you host it yourself with Docker, and the cloud Basic plan is free with unlimited transactions and accounts. Cloud Premium adds allocations, benchmarks, the FIRE calculator and professional market data for $48 a year.
How much does Ghostfolio Premium cost?
$48 a year, paid once. It does not auto-renew; when it ends you choose whether to buy another year. Ghostfolio offers a free trial on request and a student discount with a university email.
Does Ghostfolio sync with my broker?
No. You enter transactions by hand or import them from a file. The upside is that you never share a broker login with it.
Is Ghostfolio safe?
Ghostfolio says the cloud version uses no analytics or ad cookies and does not collect your email address. If you self-host, the data stays on your own server, so its safety depends on how you run that server. We found no explicit statement that Ghostfolio does not sell data.
Ghostfolio vs Wealthfolio?
Both are open source under AGPL-3.0. Ghostfolio is a web app you host on a server or use in its cloud, with no broker sync. <a href="/portfolio-trackers/wealthfolio/">Wealthfolio</a> is a desktop and mobile app that keeps data on your device and sells optional read-only broker sync from $79 a year.
How we researched this review
We did not get paid or receive a free account for this page. We read Ghostfolio's own pricing page, help center, security and privacy pages and app-store listing on October 19, 2026, quoted each fact from those pages, and link every one below. We did not run a long-term hands-on test, so we do not score the app; where a point rests on what the company says rather than something we can check, we attribute it to Ghostfolio. Cost figures are our own arithmetic. We re-check prices and plans about once a month and log changes in the table above.
Sources
- Ghostfolio, Pricing, checked October 19, 2026.
- Ghostfolio on GitHub, pricing page template (tier contents), checked October 19, 2026.
- Ghostfolio, public API info endpoint (current Premium price and usage stats), checked October 19, 2026.
- Ghostfolio, FAQ for the managed cloud (SaaS), checked October 19, 2026.
- Ghostfolio, Terms of service, checked October 19, 2026.
- Ghostfolio, Privacy policy, checked October 19, 2026.
- Ghostfolio, Features, checked October 19, 2026.
- GitHub, ghostfolio/ghostfolio (README), checked October 19, 2026.
- GitHub, ghostfolio/ghostfolio LICENSE (AGPL-3.0), checked October 19, 2026.
- GitHub API, ghostfolio/ghostfolio repository data (stars on October 19, 2026), checked October 19, 2026.
- GitHub, Ghostfolio release 3.88.0, checked October 19, 2026.
- Ghostfolio on GitHub, app text for the Premium data provider, checked October 19, 2026.
- Internet Archive, Ghostfolio API info captured November 7, 2024, checked October 19, 2026.
- Internet Archive, Ghostfolio API info captured December 6, 2025, checked October 19, 2026.
This review is for general information, not investment advice. A tracker shows what you hold; its returns and dividend forecasts are estimates. Prices change; check the vendor's site before you subscribe.