Retirement Planning
401(k)s, IRAs, withdrawal strategy, and the math of retiring on your terms, for every stage of the journey.
77 guides in Retirement Planning, page 4 of 4
The Best Retirement Plans for Self-Employed Individuals
Discover the best retirement plans for self-employed individuals. Learn how to choose the right plan for your future. Start planning today!
How to Create a Retirement Income Stream That Lasts
Learn how to create a steady retirement income stream that lasts. Explore key strategies to ensure financial security in retirement today.
Cash Balance Plan: How It Works, 2026 Limits and Who It Suits
A cash balance plan is a defined benefit pension that shows your benefit as an account balance. How pay credits and interest credits work, the 2026 IRS limits ($290,000 annual benefit), 3-year vesting, PBGC coverage, pairing with a 401(k), and a worked example for a business owner.
What Happened to Traditional Pensions?
Why traditional pensions vanished, what replaced them (401(k)s and IRAs), and how to build your own pension-like retirement income today.
Nonqualified Deferred Compensation (NQDC) Plans: 409A Rules, Taxes and Risks
A nonqualified deferred compensation plan lets executives defer pay beyond 401(k) limits. How NQDC plans work, the Section 409A election and payout rules, when FICA and income tax are due, the 20% penalty, why your money is at risk if the company fails, and how to decide whether to defer.