Tool Review

getquin Review (2026)

getquin is a German portfolio and net worth app that links banks and brokers through Open Banking, for European investors who want automatic tracking for free and a social feed of other investors. The one thing to know for US readers: prices are in euros, the contract is under German law, and we could not confirm that US broker links work. The free plan includes unlimited connections; Premium is €89.99 a year.

By Wealthy Pot Editorial · Facts checked October 19, 2026

Facts checked October 19, 2026 against getquin's own pricing, help and policy pages (21 sources, listed below). We re-check prices about once a month. We do not earn a commission from QUIN Technologies (getquin).

getquin at a glance

Free plan€0; unlimited bank and broker connections, real-time financial data, net worth overview, basic portfolio analysis [1]
Premium€89.99 a year; no monthly price on the web pricing page [1]
Wealth€149.99 a year; Premium plus financial planning, custom goals, a retirement plan and unlimited AI agents [1]
Taxes on the priceThe pricing page says prices exclude country-specific taxes, set at checkout; the terms say prices include VAT. The pages disagree [1]
Free trial7 days of Premium, once per user; it becomes an annual subscription unless cancelled at least 24 hours before it ends [2]
RefundsNo partial refund when you cancel mid-term; 14-day withdrawal right for consumers under the German-law terms [3]
How accounts connectOpen Banking (finAPI named for cash accounts), CSV and PDF import, manual entry [6]
What it tracksStocks, ETFs, funds, crypto, bonds, derivatives, commodities, real estate, alternative assets, cash, insurance, loans and mortgages [9]
Premium analyticsTrue time-weighted return (TTWROR), IRR, benchmarks, dividend calendar and forecast, yield on cost [8]
Tax reportsA German tax-allowance feature; no US Form 1099 or Form 8949 support found [10]
Platforms and data locationWeb, iPhone and Android; data stored on servers in Germany and Europe [4]
In the US App StoreYes, iPhone app sold by QUIN Technologies GmbH, free to download [19]
CompanyQUIN Technologies GmbH, Berlin, Germany [14]
Founded and usersFounded in 2020; getquin says it has more than half a million users [15]

How getquin works

getquin pulls in holdings by linking bank and broker accounts through Open Banking, with finAPI named for cash and settlement accounts, and adds anything else by CSV or PDF import or by hand. The free plan allows unlimited connections. getquin says the first import usually brings holdings only, without past transactions, that your PIN must be saved for daily updates, and that banks ask you to sign in again every 90 days. Beyond stocks and funds it tracks real estate, cash, insurance and debts, so the free plan doubles as a net worth view; Premium adds time-weighted and IRR returns, benchmarks, dividend forecasts and an ETF look-through on allocation. A social feed of investor posts is built in and can be switched off.

For a US investor, everything commercial is European. Prices are in euros, the terms are German-law and German-language, and they let getquin exclude customers by residence or for regulatory reasons. The iPhone app is listed in the US App Store, and the help center has connection articles for US brokers such as Fidelity, Robinhood, E*Trade and Interactive Brokers, but getquin also says it cannot offer Open Banking in every country, and we could not test a US sign-up or a US broker link. Live securities prices come from two German exchanges, Lang & Schwarz and Stuttgart, and the only tax feature we found is the German tax-free allowance. getquin was founded in 2020 and says it has more than half a million users. In Germany it also sells a separate fee-only advice service at €499 a year (early-bird price), registered under German law.

A hypothetical first year, showing how the trial works: you start the 7-day Premium trial and do not cancel at least 24 hours before it ends. The trial converts into a year of Premium at €89.99 (about €89.99 / 12 = €7.50 a month), plus tax if your billing country adds it. Cancelling a month later turns off renewal but gives no partial refund for the remaining months. Moving up to Wealth costs €149.99 - €89.99 = €60.00 a year more. We do not convert these to dollars because your card issuer's exchange rate decides the final charge.

Pros

  • Unlimited bank and broker connections on the free plan
  • Connections are read-only; trades cannot be placed
  • Tracks real estate, insurance and debts for a net worth view
  • Premium shows true time-weighted return and IRR
  • CSV export of your portfolio

Cons

  • Priced in euros, yearly only, with a German-law contract
  • US broker links and US sign-up not confirmed
  • Ads in the app and a long list of analytics and ad trackers
  • The trial converts to a full year, with no partial refund later

Who getquin fits, and who should skip it

A good fit if

  • You live in Europe and want free, automatic bank and broker sync with no connection limit.
  • You want net worth tracking that includes property, insurance and loans next to investments.
  • You like reading what other investors post and want a feed inside your tracker.

Look elsewhere if

  • You are in the US and want broker sync priced in dollars: Wealthfolio lists 42 brokerages, including Fidelity, Robinhood and Schwab, on its paid Connect plans.
  • You need tax reports for capital gains and dividends: Sharesight.
  • You do not want ads or marketing trackers: Ghostfolio uses no analytics or ad cookies.

Limitations to know

  • getquin says that for regulatory reasons it cannot offer Open Banking in every country, even where a broker operates locally. [5]
  • Its help center describes linking Fidelity through Open Banking, but we could not confirm that a US account can complete the link. [7]
  • The terms let getquin exclude customers based on residence, nationality or regulatory reasons. [3]
  • Price increases are announced by email at least six weeks before they apply. [3]
  • The fee-only advice service (€499 a year, early-bird price) is for Germany only; getquin says it and its advisers are registered as financial investment intermediaries under German trade law (§ 34f and § 34d GewO). [18]

getquin compared with alternatives

TrackerPriceSync and importPlatforms
getquinFree; Premium €89.99/yr, Wealth €149.99/yr (EUR, yearly only)Open Banking sync free (EU focus); CSV, PDF, manualiOS, Android, Web
WealthfolioFree app; Connect sync $2.99/mo ($29/yr), broker sync from $7.99/mo ($79/yr)Broker sync paid, from $79/yr (SnapTrade, read-only); free app manual or CSVDesktop, iOS, Android, Self-host
KuberaNo free tier (14-day trial); Essentials $250/yr, Black $2,500/yr, Gold $10,000/yrRead-only links via Plaid, MX, Yodlee, SnapTrade and others; crypto by addressWeb, iOS, Android
SharesightFree (10 holdings); Starter $7/mo yearly or $9.33 monthly; Standard $18 or $24; Premium $23.25 or $31 (USD)Broker email forwarding, file import, some direct links; manualWeb, iOS, Android
Portfolio PerformanceFree desktop app; optional mobile Premium $3/mo or $25/yrNo broker sync: manual, PDF, CSV, IBKR Flex; data stays on your computerDesktop, iOS, Android
  • Pick Wealthfolio if you want a local-first tracker with optional read-only broker sync priced in dollars.
  • Pick Kubera if you want a net worth tracker for every asset type, including alternatives, and accept $250 a year.
  • Pick Sharesight if you need dividend and capital-gains tax reporting across global markets.
  • Pick Portfolio Performance if you want free time-weighted and IRR returns from a file on your own computer.

Security and privacy

  • getquin says API connections are read-only, so trades cannot be executed through them. [4]
  • getquin says it never sells data; it is funded by venture capital, ads in the app, subscriptions, advisory fees and insurance commissions. [12]
  • The privacy policy lists Google Analytics, Segment, Amplitude, Smartlook, Customer.io, the Facebook Pixel, Reddit, Microsoft Advertising and Apple Search Ads, some of them only with consent. [13]
  • Data is stored on servers in Germany and Europe, though analytics vendors such as Segment and Customer.io store some data in the US. [4]
  • Daily updates need your bank PIN saved with the connection. We did not find details on two-factor login. [6]

Recent changes

DateWhat changed
Nov 16, 2025Archived pricing page shows Wealth at €149.99 a year, up from €149.00; Premium unchanged at €89.99. [21]
Aug 4, 2025Archived pricing page shows Premium at €89.99 and Wealth at €149.00 a year. [20]

getquin FAQ

Is getquin free?

Yes. The free plan includes unlimited bank and broker connections, real-time data and a net worth overview. Premium (€89.99 a year) adds time-weighted and IRR returns, dividend forecasts and AI analysis.

How much does getquin cost?

Premium is €89.99 a year and Wealth €149.99 a year. The web pricing page shows no monthly price. The pricing page says tax is added at checkout by country, while the terms say prices include VAT.

Does getquin work in the US?

Partly confirmed. The iPhone app is in the US App Store and the help center covers US brokers such as Fidelity and Robinhood, but prices are in euros, the contract is under German law, and getquin says Open Banking is not available everywhere. We could not confirm a US broker link works.

Is getquin safe?

Connections are read-only, and getquin says data is stored in Germany and Europe and never sold. The app shows ads, and the privacy policy lists many analytics and advertising tools, some consent-based.

getquin vs Wealthfolio?

getquin includes unlimited Open Banking connections for free but is EU-focused and priced in euros. <a href="/portfolio-trackers/wealthfolio/">Wealthfolio</a> keeps data on your device for free and charges from $79 a year for read-only broker sync through SnapTrade, with US brokers on its list.

How we researched this review

We did not get paid or receive a free account for this page. We read getquin's own pricing page, help center, security and privacy pages and app-store listing on October 19, 2026, quoted each fact from those pages, and link every one below. We did not run a long-term hands-on test, so we do not score the app; where a point rests on what the company says rather than something we can check, we attribute it to getquin. Cost figures are our own arithmetic. We re-check prices and plans about once a month and log changes in the table above.

Sources

  1. getquin, Pricing, checked October 19, 2026.
  2. getquin Help, Free trial for getquin Premium, checked October 19, 2026.
  3. getquin, General terms and conditions, checked October 19, 2026.
  4. getquin, Security, checked October 19, 2026.
  5. getquin Help, Open Banking, checked October 19, 2026.
  6. getquin Help, Connect cash accounts to an existing finAPI connection, checked October 19, 2026.
  7. getquin Help, Fidelity, checked October 19, 2026.
  8. getquin Help, Premium, checked October 19, 2026.
  9. getquin Help, Real estate (supported asset classes), checked October 19, 2026.
  10. getquin Help, Automatic taxes and tax-free allowance, checked October 19, 2026.
  11. getquin Help, Origin of data, checked October 19, 2026.
  12. getquin Help, How is getquin financed?, checked October 19, 2026.
  13. getquin, Privacy policy, checked October 19, 2026.
  14. getquin, Imprint, checked October 19, 2026.
  15. getquin, About us, checked October 19, 2026.
  16. getquin Help, Deactivate social feed, checked October 19, 2026.
  17. getquin Help, CSV export of your portfolio, checked October 19, 2026.
  18. getquin, Advisory (German), checked October 19, 2026.
  19. Apple App Store lookup, getquin (US store), checked October 19, 2026.
  20. Internet Archive, getquin pricing page captured August 4, 2025, checked October 19, 2026.
  21. Internet Archive, getquin pricing page captured November 16, 2025, checked October 19, 2026.

This review is for general information, not investment advice. A tracker shows what you hold; its returns and dividend forecasts are estimates. Prices change; check the vendor's site before you subscribe.