Wealthy PotVanguard Digital Advisor Review (2026)
Vanguard Digital Advisor is the low-cost choice for long-term investors who trust Vanguardâs funds and want management at rock-bottom cost. It trades features for price.
By Wealthy Pot · Last updated September 2026
Pros
- One of the lowest all-in costs of any robo
- Uses Vanguardâs own low-fee funds
- Tax-loss harvesting included in the advisory fee
- Backed by Vanguardâs long index-investing track record
Cons
- Uses only Vanguard funds
- The active-fund version costs more than the index version
- Sparse features compared with standalone robos
Who Vanguard Digital Advisor is for
Best for cost-focused, long-term investors who want Vanguard funds professionally managed at one of the lowest all-in costs available.
Fees & minimum
Vanguard Digital Advisor charges 0.20%/yr (index) or 0.25%/yr (active), gross; lower net after fund-fee offsets, with an account minimum of $100 per Vanguard Brokerage Account. Tax-loss harvesting: available.
The bottom line
Vanguard Digital Advisor is the low-cost choice for long-term investors who trust Vanguardâs funds and want management at rock-bottom cost. It trades features for price. Main drawback: uses only vanguard funds; the active-fund version costs more.
Compare Vanguard Digital Advisor withâŠ
See how Vanguard Digital Advisor stacks up in our robo-advisors comparison.
We summarize hands-on assessment, not user reviews. Advisory fees and account minimums change often and are re-checked against Vanguard Digital Advisor's official page. Some outbound links may be affiliate links. That never affects which services we include or how we rate them. Nothing here is investment advice.