Acorns Review (2026)

Who Acorns is for

Beginners who want to invest spare change automatically via round-ups

Fees & minimum

Acorns charges $4–$12/mo (Bronze / Silver / Gold tiers), with an account minimum of $0 (invests spare change). Tax-loss harvesting: not offered.

The bottom line

Round-ups make investing effortless for first-timers Main drawback: flat monthly fee is very expensive as a percentage of small balances.

See how Acorns stacks up in our robo-advisors comparison.

We summarize hands-on assessment, not user reviews. Advisory fees and account minimums change often and are re-checked against Acorns's official page. Some outbound links may be affiliate links — that never affects which services we include or how we rate them. Nothing here is investment advice.